/* ============================================================
   Auto Policy Supports — autopolicysupports.com
   Advisory & consulting firm · Elmira, NY
   ============================================================ */

/* ---------- Fonts (self-hosted, inlined at build) ---------- */
@font-face {
  font-family: 'Fraunces';
  src: url('../fonts/fraunces-var.woff2') format('woff2');
  font-weight: 400 700;
  font-style: normal;
  font-display: swap;
}
@font-face {
  font-family: 'Manrope';
  src: url('../fonts/manrope-var.woff2') format('woff2');
  font-weight: 200 800;
  font-style: normal;
  font-display: swap;
}

/* ---------- Tokens ---------- */
:root {
  --navy-950: #06162B;
  --navy-900: #0A2342;
  --navy-800: #0E2E56;
  --navy-700: #173E70;
  --ink: #12253C;
  --body-c: #42536A;
  --muted: #74839A;
  --gold: #C9A44C;
  --gold-hover: #D8B45C;
  --gold-deep: #A98532;
  --gold-soft: #F5EDDA;
  --paper: #F6F8FB;
  --white: #FFFFFF;
  --line: #E3E9F1;
  --line-strong: #D2DCE8;
  --danger: #C4453B;
  --shadow-sm: 0 1px 2px rgba(10, 35, 66, .05);
  --shadow-md: 0 2px 6px rgba(10, 35, 66, .05), 0 14px 34px rgba(10, 35, 66, .10);
  --shadow-lg: 0 4px 12px rgba(10, 35, 66, .08), 0 26px 64px rgba(10, 35, 66, .16);
  --font-head: 'Fraunces', Georgia, 'Times New Roman', serif;
  --font-body: 'Manrope', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, system-ui, sans-serif;
  --ease: cubic-bezier(.22, .61, .36, 1);
}

/* ---------- Reset / base ---------- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
html, body { overflow-x: clip; }
body {
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.65;
  color: var(--body-c);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}
img { display: block; max-width: 100%; height: auto; }
a { color: inherit; text-decoration: none; }
ul, ol { list-style: none; }
button, input, select, textarea { font: inherit; color: inherit; }
h1, h2, h3, h4 { font-family: var(--font-head); color: var(--ink); line-height: 1.14; font-weight: 600; }
[id] { scroll-margin-top: 96px; }
::selection { background: var(--gold-soft); color: var(--navy-900); }
:focus-visible { outline: 3px solid rgba(201, 164, 76, .55); outline-offset: 2px; border-radius: 4px; }

::-webkit-scrollbar { width: 11px; }
::-webkit-scrollbar-track { background: var(--paper); }
::-webkit-scrollbar-thumb { background: #B9C6D6; border-radius: 8px; border: 3px solid var(--paper); }
::-webkit-scrollbar-thumb:hover { background: var(--navy-700); }

.skip-link {
  position: absolute; top: -48px; left: 16px; z-index: 200;
  background: var(--gold); color: var(--navy-950); font-weight: 700;
  padding: 10px 18px; border-radius: 8px; transition: top .25s var(--ease);
}
.skip-link:focus { top: 12px; }

.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.section { padding: 104px 0; position: relative; }
.section--paper { background: var(--paper); }
.section--tight { padding: 84px 0; }

/* ---------- Typography helpers ---------- */
.eyebrow {
  display: inline-flex; align-items: center; gap: 12px;
  font-size: 12px; font-weight: 800; letter-spacing: .18em; text-transform: uppercase;
  color: var(--gold-deep);
}
.eyebrow::before { content: ''; width: 28px; height: 2px; background: var(--gold); }
.eyebrow--on-dark { color: var(--gold); }

.h-section { font-size: clamp(1.9rem, 1.2rem + 2.4vw, 2.65rem); letter-spacing: -.01em; margin: 18px 0 0; }
.lead { font-size: 17.5px; line-height: 1.7; }

.sec-head { display: flex; align-items: flex-end; justify-content: space-between; gap: 56px; margin-bottom: 60px; }
.sec-head__text { max-width: 640px; }
.sec-head__side { max-width: 400px; font-size: 15.5px; padding-bottom: 6px; }
.sec-head__side p + p { margin-top: 10px; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  padding: 15px 27px; border-radius: 10px; border: 1px solid transparent;
  font-size: 15px; font-weight: 800; letter-spacing: .01em; cursor: pointer;
  transition: background .25s var(--ease), color .25s var(--ease), border-color .25s var(--ease),
              transform .25s var(--ease), box-shadow .25s var(--ease);
  white-space: nowrap;
}
.btn:active { transform: translateY(1px); }
.btn svg { flex: 0 0 auto; }
.btn__label { display: inline-flex; align-items: center; }

.btn--gold { background: var(--gold); color: var(--navy-950); box-shadow: 0 10px 26px rgba(201, 164, 76, .32); }
.btn--gold:hover { background: var(--gold-hover); transform: translateY(-2px); box-shadow: 0 14px 30px rgba(201, 164, 76, .42); }

.btn--navy { background: var(--navy-900); color: #fff; box-shadow: var(--shadow-md); }
.btn--navy:hover { background: var(--navy-700); transform: translateY(-2px); }

.btn--ghost { background: transparent; color: #fff; border-color: rgba(255, 255, 255, .34); }
.btn--ghost:hover { border-color: var(--gold); color: #F2E3B8; background: rgba(255, 255, 255, .05); }

.btn--outline { background: transparent; color: var(--navy-900); border-color: var(--line-strong); }
.btn--outline:hover { border-color: var(--navy-900); background: var(--navy-900); color: #fff; }

.btn--block { width: 100%; }

/* ---------- Topbar ---------- */
.topbar { background: var(--navy-950); font-size: 12.5px; color: rgba(255, 255, 255, .82); position: relative; z-index: 51; }
.topbar__inner { display: flex; align-items: center; justify-content: space-between; gap: 24px; min-height: 40px; padding: 4px 0; }
.topbar__note { display: inline-flex; align-items: center; gap: 8px; font-weight: 600; letter-spacing: .02em; color: rgba(255, 255, 255, .85); }
.topbar__note svg { color: var(--gold); }
.topbar__note strong { color: #E9D8A6; font-weight: 700; }
.topbar__links { display: flex; align-items: center; gap: 22px; }
.topbar__links a { display: inline-flex; align-items: center; gap: 7px; font-weight: 600; transition: color .2s; }
.topbar__links a:hover { color: var(--gold-hover); }
.topbar__links svg { color: var(--gold); }
.topbar__sep { width: 1px; height: 14px; background: rgba(255, 255, 255, .18); }
.topbar__hours { display: inline-flex; align-items: center; gap: 7px; color: rgba(255, 255, 255, .6); }
.topbar__hours svg { color: rgba(255, 255, 255, .45); }

/* ---------- Header / nav ---------- */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255, 255, 255, .97);
  border-bottom: 1px solid var(--line);
  transition: box-shadow .3s var(--ease), padding .3s var(--ease);
}
.site-header.is-scrolled { box-shadow: 0 6px 24px rgba(10, 35, 66, .09); }
.site-header__inner { display: flex; align-items: center; justify-content: space-between; gap: 28px; padding: 15px 0; transition: padding .3s var(--ease); }
.site-header.is-scrolled .site-header__inner { padding: 9px 0; }
body.nav-open .site-header { z-index: 70; }

.brand { display: inline-flex; align-items: center; gap: 13px; }
.brand-mark { width: 42px; height: 42px; flex: 0 0 auto; }
.brand-text { display: flex; flex-direction: column; line-height: 1.15; }
.brand-name { font-family: var(--font-body); font-size: 18.5px; font-weight: 800; letter-spacing: -.01em; color: var(--navy-950); }
.brand-name em { font-style: normal; color: var(--gold-deep); }
.brand-tag { font-size: 9.5px; font-weight: 700; letter-spacing: .24em; text-transform: uppercase; color: var(--muted); margin-top: 3px; }
.brand--footer .brand-name { color: #fff; }
.brand--footer .brand-tag { color: rgba(255, 255, 255, .5); }

.main-nav ul { display: flex; align-items: center; gap: 34px; }
.main-nav a { position: relative; font-size: 14.5px; font-weight: 700; color: var(--ink); padding: 6px 0; transition: color .2s; }
.main-nav a::after {
  content: ''; position: absolute; left: 0; bottom: 0; width: 100%; height: 2px;
  background: var(--gold); transform: scaleX(0); transform-origin: left;
  transition: transform .3s var(--ease);
}
.main-nav a:hover { color: var(--gold-deep); }
.main-nav a:hover::after { transform: scaleX(1); }

.header-actions { display: flex; align-items: center; gap: 14px; }
.header-call { padding: 12px 20px; font-size: 14px; }

.nav-toggle {
  display: none; flex-direction: column; justify-content: center; gap: 6px;
  width: 46px; height: 46px; border: 1px solid var(--line-strong); border-radius: 10px;
  background: transparent; cursor: pointer; padding: 0; align-items: center;
}
.nav-toggle span {
  display: block; width: 21px; height: 2px; border-radius: 2px; background: var(--navy-900);
  transition: transform .3s var(--ease), opacity .25s;
}
body.nav-open .nav-toggle span:nth-child(1) { transform: translateY(8px) rotate(45deg); }
body.nav-open .nav-toggle span:nth-child(2) { opacity: 0; }
body.nav-open .nav-toggle span:nth-child(3) { transform: translateY(-8px) rotate(-45deg); }

.mobile-nav {
  position: fixed; inset: 0; z-index: 60;
  background: linear-gradient(160deg, #0A2342 0%, #06162B 100%);
  display: flex; flex-direction: column; justify-content: center;
  padding: 96px 42px 122px;
  opacity: 0; visibility: hidden; transition: opacity .35s var(--ease), visibility .35s;
}
body.nav-open .mobile-nav { opacity: 1; visibility: visible; }
body.nav-open { overflow: hidden; }
.mobile-nav a.mobile-nav__link {
  font-family: var(--font-head); font-size: 27px; font-weight: 600; color: #fff;
  padding: 15px 0; border-bottom: 1px solid rgba(255, 255, 255, .09);
  opacity: 0; transform: translateY(14px);
  transition: opacity .4s var(--ease), transform .4s var(--ease), color .2s;
}
.mobile-nav a.mobile-nav__link:hover { color: var(--gold-hover); }
body.nav-open .mobile-nav a.mobile-nav__link { opacity: 1; transform: none; }
body.nav-open .mobile-nav a.mobile-nav__link:nth-child(1) { transition-delay: .08s; }
body.nav-open .mobile-nav a.mobile-nav__link:nth-child(2) { transition-delay: .14s; }
body.nav-open .mobile-nav a.mobile-nav__link:nth-child(3) { transition-delay: .2s; }
body.nav-open .mobile-nav a.mobile-nav__link:nth-child(4) { transition-delay: .26s; }
body.nav-open .mobile-nav a.mobile-nav__link:nth-child(5) { transition-delay: .32s; }
body.nav-open .mobile-nav a.mobile-nav__link:nth-child(6) { transition-delay: .38s; }
.mobile-nav .btn { margin-top: 34px; opacity: 0; transform: translateY(14px); transition: opacity .4s var(--ease) .4s, transform .4s var(--ease) .4s, background .25s, color .25s; }
body.nav-open .mobile-nav .btn { opacity: 1; transform: none; }

/* ---------- Hero ---------- */
.hero {
  position: relative; overflow: hidden;
  background: linear-gradient(118deg, #0C2A50 0%, var(--navy-900) 46%, #071B35 100%);
  color: #C9D5E6;
}
.hero::before {
  content: ''; position: absolute; inset: 0;
  background-image: radial-gradient(rgba(255, 255, 255, .055) 1px, transparent 1.6px);
  background-size: 30px 30px;
  -webkit-mask-image: radial-gradient(75% 90% at 68% 30%, #000 0%, transparent 78%);
  mask-image: radial-gradient(75% 90% at 68% 30%, #000 0%, transparent 78%);
}
.hero::after {
  content: ''; position: absolute; top: -170px; right: -150px;
  width: 460px; height: 460px; border-radius: 50%;
  border: 1px solid rgba(201, 164, 76, .28);
}
.hero__ring {
  position: absolute; bottom: -220px; left: -180px; width: 380px; height: 380px;
  border-radius: 50%; border: 1px solid rgba(201, 164, 76, .16);
}
.hero__inner {
  position: relative; z-index: 1;
  display: grid; grid-template-columns: 1.06fr .94fr; gap: 72px; align-items: center;
  padding: 88px 0 104px;
}
.hero h1 {
  color: #fff; font-size: clamp(2.35rem, 1.6rem + 3.4vw, 3.9rem);
  letter-spacing: -.015em; margin: 22px 0 0;
}
.hero h1 em { font-style: normal; color: var(--gold-hover); }
.hero .lead { margin-top: 24px; max-width: 540px; color: #C3D0E2; font-size: 17.5px; }
.hero__actions { display: flex; flex-wrap: wrap; gap: 16px; margin-top: 38px; }
.hero__chips { display: flex; flex-wrap: wrap; gap: 11px; margin-top: 38px; }
.chip {
  display: inline-flex; align-items: center; gap: 9px;
  padding: 9px 16px; border: 1px solid rgba(255, 255, 255, .15); border-radius: 999px;
  background: rgba(255, 255, 255, .045);
  font-size: 13px; font-weight: 700; color: #DAE4F0;
}
.chip svg { color: var(--gold); }

.hero__media { position: relative; }
.hero__media::before {
  content: ''; position: absolute; inset: 20px -20px -20px 20px;
  border: 1.5px solid rgba(201, 164, 76, .55); border-radius: 20px;
}
.hero__photo {
  position: relative; z-index: 1; border-radius: 20px; overflow: hidden;
  box-shadow: 0 30px 70px rgba(3, 12, 26, .5);
  border: 1px solid rgba(255, 255, 255, .12);
}
.hero__photo img { width: 100%; aspect-ratio: 3 / 2; object-fit: cover; animation: kenburns 26s ease-in-out infinite alternate; transform-origin: 62% 42%; }
.hero__pin {
  position: absolute; top: -16px; right: 26px; z-index: 3;
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--gold); color: var(--navy-950);
  font-size: 12.5px; font-weight: 800; letter-spacing: .01em;
  padding: 9px 16px; border-radius: 999px; box-shadow: 0 12px 26px rgba(3, 12, 26, .35);
}
.hero__badge {
  position: absolute; left: -26px; bottom: -30px; z-index: 3;
  display: flex; align-items: center; gap: 14px;
  background: #fff; border-radius: 16px; padding: 16px 20px;
  box-shadow: var(--shadow-lg); max-width: 320px;
  animation: floaty 6s ease-in-out infinite;
}
.hero__badge-icon {
  width: 46px; height: 46px; flex: 0 0 auto; border-radius: 13px;
  background: var(--gold-soft); color: var(--gold-deep);
  display: flex; align-items: center; justify-content: center;
}
.hero__badge strong { display: block; font-size: 15px; font-weight: 800; color: var(--navy-950); line-height: 1.3; }
.hero__badge span { display: block; font-size: 12.5px; color: var(--muted); line-height: 1.45; margin-top: 3px; }

/* ---------- Marquee ---------- */
.marquee { background: #fff; border-bottom: 1px solid var(--line); overflow: hidden; padding: 17px 0; }
.marquee__track { display: flex; width: max-content; animation: marquee 36s linear infinite; }
.marquee:hover .marquee__track { animation-play-state: paused; }
.marquee__group { display: flex; align-items: center; gap: 34px; padding-right: 34px; }
.marquee__item {
  display: inline-flex; align-items: center; gap: 34px;
  font-size: 13px; font-weight: 800; letter-spacing: .13em; text-transform: uppercase;
  color: var(--navy-800); white-space: nowrap;
}
.marquee__item::after { content: ''; width: 7px; height: 7px; background: var(--gold); transform: rotate(45deg); border-radius: 1.5px; }

/* ---------- Services ---------- */
.svc-grid {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px;
  background: var(--line); border: 1px solid var(--line); border-radius: 18px; overflow: hidden;
}
.svc-card {
  position: relative; background: #fff; padding: 38px 32px 34px;
  transition: background .3s var(--ease);
}
.svc-card::before {
  content: ''; position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: linear-gradient(90deg, var(--gold), #E3C87E);
  transform: scaleX(0); transform-origin: left; transition: transform .45s var(--ease);
}
.svc-card:hover { background: #FDFBF5; }
.svc-card:hover::before { transform: scaleX(1); }
.svc-num {
  position: absolute; top: 24px; right: 28px;
  font-family: var(--font-head); font-size: 42px; font-weight: 600; line-height: 1;
  color: rgba(10, 35, 66, .07); user-select: none;
}
.svc-icon {
  width: 54px; height: 54px; border-radius: 14px;
  background: var(--gold-soft); color: var(--gold-deep);
  display: flex; align-items: center; justify-content: center;
  transition: background .3s var(--ease), color .3s var(--ease), transform .3s var(--ease);
}
.svc-card:hover .svc-icon { background: var(--gold); color: #fff; transform: translateY(-3px); }
.svc-card h3 { font-size: 19px; margin: 22px 0 12px; letter-spacing: -.005em; }
.svc-card p { font-size: 14.5px; line-height: 1.7; }
.svc-link {
  display: inline-flex; align-items: center; gap: 8px; margin-top: 18px;
  font-size: 13.5px; font-weight: 800; letter-spacing: .02em; color: var(--gold-deep);
}
.svc-link svg { transition: transform .3s var(--ease); }
.svc-link:hover svg { transform: translateX(5px); }

/* ---------- Steps ---------- */
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 44px 30px; }
.step { position: relative; }
.step:not(:last-child)::after {
  content: ''; position: absolute; top: 29px; left: 76px; right: -30px;
  border-top: 2px dashed #D3DDEA;
}
.step__num {
  position: relative; z-index: 1;
  width: 58px; height: 58px; border-radius: 50%;
  border: 1.5px solid var(--gold); background: #fff;
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-head); font-size: 1.32rem; font-weight: 600; color: var(--gold-deep);
  box-shadow: 0 0 0 7px var(--paper);
}
.section--white .step__num { box-shadow: 0 0 0 7px #fff; }
.step h3 { font-size: 17.5px; margin: 22px 0 10px; }
.step p { font-size: 14.5px; }
.steps-note {
  margin-top: 54px; text-align: center; font-size: 15px; color: var(--body-c);
  display: flex; align-items: center; justify-content: center; gap: 9px; flex-wrap: wrap;
}
.steps-note a { color: var(--navy-800); font-weight: 800; border-bottom: 2px solid var(--gold); }
.steps-note a:hover { color: var(--gold-deep); }
.steps-note svg { color: var(--gold-deep); }

/* ---------- About ---------- */
.about-grid { display: grid; grid-template-columns: 1fr 1.1fr; gap: 84px; align-items: center; }
.about-media { position: relative; }
.about-media::before {
  content: ''; position: absolute; inset: 26px -26px -26px 26px;
  border: 1.5px solid var(--gold); border-radius: 20px; opacity: .75;
}
.about-media > .about-main {
  position: relative; z-index: 1; border-radius: 20px; overflow: hidden;
  box-shadow: var(--shadow-lg); width: 100%;
}
.about-media > .about-main img { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; }
.about-thumb {
  position: absolute; z-index: 2; left: -34px; bottom: -40px;
  width: 208px; border-radius: 16px; overflow: hidden;
  border: 6px solid #fff; box-shadow: var(--shadow-md);
}
.about-thumb img { width: 100%; aspect-ratio: 1 / 1; object-fit: cover; }
.about-copy .lead { margin-top: 24px; }
.about-copy p + p { margin-top: 16px; }
.about-values { margin-top: 34px; }
.about-values__label {
  font-size: 11.5px; font-weight: 800; letter-spacing: .18em; text-transform: uppercase;
  color: var(--muted); margin-bottom: 16px;
}
.about-values ul { display: grid; grid-template-columns: 1fr 1fr; gap: 13px 26px; }
.about-values li { display: flex; gap: 11px; font-size: 14.5px; font-weight: 600; color: var(--ink); line-height: 1.5; }
.about-values li svg { flex: 0 0 auto; color: var(--gold-deep); margin-top: 3px; }
.about-cta { display: flex; flex-wrap: wrap; align-items: center; gap: 20px; margin-top: 36px; }
.about-cta__link { font-size: 14.5px; font-weight: 800; color: var(--navy-800); display: inline-flex; align-items: center; gap: 8px; }
.about-cta__link svg { transition: transform .3s var(--ease); }
.about-cta__link:hover svg { transform: translateX(5px); }
.about-cta__link:hover { color: var(--gold-deep); }

/* ---------- CTA band ---------- */
.cta { position: relative; overflow: hidden; background: var(--navy-950); }
.cta__bg { position: absolute; inset: 0; background: url('../images/cta.jpg') center / cover no-repeat; }
.cta::after {
  content: ''; position: absolute; inset: 0;
  background: linear-gradient(96deg, rgba(6, 22, 43, .97) 0%, rgba(6, 22, 43, .93) 42%, rgba(10, 35, 66, .58) 100%);
}
.cta__inner { position: relative; z-index: 1; padding: 96px 0; }
.cta h2 { color: #fff; font-size: clamp(1.9rem, 1.2rem + 2.6vw, 2.7rem); max-width: 590px; letter-spacing: -.01em; }
.cta p { margin-top: 18px; max-width: 520px; color: #C3D0E2; font-size: 16.5px; }
.cta__actions { display: flex; flex-wrap: wrap; gap: 16px; margin-top: 34px; }
.cta__hours { display: inline-flex; align-items: center; gap: 9px; margin-top: 26px; font-size: 13.5px; font-weight: 600; color: rgba(255, 255, 255, .62); }
.cta__hours svg { color: var(--gold); }

/* ---------- FAQ ---------- */
.faq-wrap { max-width: 820px; margin: 0 auto; }
.faq-item { border: 1px solid var(--line); border-radius: 14px; background: #fff; margin-bottom: 12px; transition: border-color .3s, box-shadow .3s; }
.faq-item.open { border-color: #DCC98F; box-shadow: var(--shadow-md); }
.faq-q {
  width: 100%; display: flex; align-items: center; justify-content: space-between; gap: 18px;
  padding: 20px 24px; background: none; border: 0; cursor: pointer; text-align: left;
  font-size: 16.5px; font-weight: 800; color: var(--ink); font-family: var(--font-body);
}
.faq-q:hover { color: var(--gold-deep); }
.faq-q__icon {
  flex: 0 0 auto; width: 34px; height: 34px; border-radius: 50%;
  border: 1px solid var(--line-strong); display: flex; align-items: center; justify-content: center;
  color: var(--gold-deep); transition: transform .35s var(--ease), background .3s, color .3s, border-color .3s;
}
.faq-item.open .faq-q__icon { transform: rotate(180deg); background: var(--gold); border-color: var(--gold); color: #fff; }
.faq-a { display: grid; grid-template-rows: 0fr; transition: grid-template-rows .42s var(--ease); }
.faq-item.open .faq-a { grid-template-rows: 1fr; }
.faq-a__inner { overflow: hidden; }
.faq-a__inner p { padding: 0 24px 22px; font-size: 15px; line-height: 1.75; }
.faq-a__inner a { color: var(--gold-deep); font-weight: 700; border-bottom: 1.5px solid rgba(169, 133, 50, .35); }

/* ---------- Contact ---------- */
.contact-grid { display: grid; grid-template-columns: .92fr 1.08fr; gap: 56px; align-items: start; }
.info-card {
  display: flex; gap: 17px; align-items: flex-start;
  background: #fff; border: 1px solid var(--line); border-radius: 16px;
  padding: 21px 23px; margin-bottom: 14px;
  transition: border-color .3s, transform .3s var(--ease), box-shadow .3s;
}
.info-card:hover { border-color: #DCC98F; box-shadow: var(--shadow-md); transform: translateY(-2px); }
.info-card__icon {
  width: 47px; height: 47px; flex: 0 0 auto; border-radius: 13px;
  background: var(--navy-900); color: var(--gold);
  display: flex; align-items: center; justify-content: center;
}
.info-card__label { font-size: 11.5px; font-weight: 800; letter-spacing: .15em; text-transform: uppercase; color: var(--muted); }
.info-card__value { font-size: 16.5px; font-weight: 800; color: var(--navy-950); margin-top: 4px; line-height: 1.45; }
.info-card__value a:hover { color: var(--gold-deep); }
.info-card__value span { display: block; font-size: 13.5px; font-weight: 600; color: var(--body-c); margin-top: 3px; }
.contact-aside-note { font-size: 13.5px; color: var(--muted); margin-top: 20px; padding: 0 6px; line-height: 1.7; }

.form-card {
  background: #fff; border: 1px solid var(--line); border-radius: 20px;
  padding: 38px; box-shadow: var(--shadow-md);
}
.form-card h3 { font-size: 22px; margin-bottom: 6px; }
.form-card > p { font-size: 14.5px; margin-bottom: 26px; }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 19px 18px; }
.form-field--full { grid-column: 1 / -1; }
.form-field label { display: block; font-size: 13.5px; font-weight: 800; color: var(--ink); margin-bottom: 8px; }
.form-field input, .form-field select, .form-field textarea {
  width: 100%; padding: 13px 15px; font-size: 15px;
  border: 1px solid var(--line-strong); border-radius: 10px; background: #FBFCFE;
  transition: border-color .25s, box-shadow .25s, background .25s;
}
.form-field textarea { resize: vertical; min-height: 128px; }
.form-field input::placeholder, .form-field textarea::placeholder { color: #9AA8BA; }
.form-field input:focus, .form-field select:focus, .form-field textarea:focus {
  outline: none; border-color: var(--gold); background: #fff;
  box-shadow: 0 0 0 3.5px rgba(201, 164, 76, .2);
}
.form-field select {
  appearance: none; -webkit-appearance: none; cursor: pointer; padding-right: 40px;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='15' height='15' viewBox='0 0 24 24' fill='none' stroke='%2342536A' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 15px center;
}
.form-field .has-error { border-color: var(--danger) !important; box-shadow: 0 0 0 3.5px rgba(196, 69, 59, .14) !important; }
.hp { position: absolute !important; left: -9999px !important; width: 1px; height: 1px; opacity: 0; }
.contact-form .btn { margin-top: 26px; }
.form-note { font-size: 12.5px; color: var(--muted); margin-top: 16px; line-height: 1.6; }
.form-note a { color: var(--gold-deep); font-weight: 700; }
.form-note a:hover { text-decoration: underline; }

/* ---------- Disclosure ---------- */
.disclosure { background: #fff; border-top: 1px solid var(--line); padding: 66px 0 78px; }
.disclosure__card {
  max-width: 920px; margin: 0 auto;
  background: var(--paper); border: 1px solid var(--line); border-left: 4px solid var(--gold);
  border-radius: 14px; padding: 30px 34px;
}
.disclosure__card h3 {
  font-family: var(--font-body); font-size: 12px; font-weight: 800;
  letter-spacing: .18em; text-transform: uppercase; color: var(--gold-deep);
  display: flex; align-items: center; gap: 9px; margin-bottom: 13px;
}
.disclosure__card p { font-size: 14.5px; line-height: 1.8; }
.disclosure__card p + p { margin-top: 10px; }
.disclosure__card strong { color: var(--ink); }

/* ---------- Footer ---------- */
.footer { background: var(--navy-950); color: rgba(255, 255, 255, .74); position: relative; }
.footer::before {
  content: ''; position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: linear-gradient(90deg, var(--gold), rgba(201, 164, 76, .15));
}
.footer__grid { display: grid; grid-template-columns: 2.1fr 1fr 1fr 1.4fr; gap: 48px; padding: 78px 0 58px; }
.footer__blurb { font-size: 14.5px; line-height: 1.8; color: rgba(255, 255, 255, .68); margin-top: 20px; max-width: 330px; }
.footer__mini-disc { font-size: 12.5px; line-height: 1.7; color: rgba(255, 255, 255, .45); margin-top: 18px; max-width: 330px; }
.footer h4 {
  font-family: var(--font-body); font-size: 12px; font-weight: 800;
  letter-spacing: .17em; text-transform: uppercase; color: var(--gold);
  margin-bottom: 20px;
}
.footer__links li { margin-bottom: 12px; }
.footer__links a { font-size: 14.5px; color: rgba(255, 255, 255, .74); transition: color .2s, padding-left .25s var(--ease); }
.footer__links a:hover { color: var(--gold-hover); padding-left: 5px; }
.footer__contact li { display: flex; gap: 11px; margin-bottom: 15px; font-size: 14.5px; line-height: 1.55; }
.footer__contact svg { flex: 0 0 auto; color: var(--gold); margin-top: 3px; }
.footer__contact a:hover { color: var(--gold-hover); }
.footer__contact strong { color: #fff; font-weight: 700; }
.footer__bottom { border-top: 1px solid rgba(255, 255, 255, .09); padding: 24px 0 8px; }
.footer__bottom-row { display: flex; align-items: center; justify-content: space-between; gap: 18px; flex-wrap: wrap; font-size: 13.5px; color: rgba(255, 255, 255, .55); }
.footer__bottom-row nav { display: flex; align-items: center; gap: 20px; }
.footer__bottom-row nav a { color: rgba(255, 255, 255, .68); font-weight: 600; }
.footer__bottom-row nav a:hover { color: var(--gold-hover); }
.footer__legal-line { text-align: center; font-size: 12.5px; color: rgba(255, 255, 255, .4); padding: 18px 0 30px; line-height: 1.7; }

/* ---------- Sticky mobile call bar ---------- */
.mobile-call-bar { display: none; position: fixed; left: 0; right: 0; bottom: 0; z-index: 80; }
.mobile-call-bar__btn {
  display: flex; align-items: center; justify-content: center; gap: 13px;
  width: 100%; min-height: 62px; padding: 10px 16px calc(10px + env(safe-area-inset-bottom));
  background: linear-gradient(180deg, var(--gold-hover), var(--gold));
  color: var(--navy-950); font-size: 16.5px; font-weight: 800; letter-spacing: .01em;
  box-shadow: 0 -8px 26px rgba(6, 22, 43, .22);
  transition: filter .2s;
}
.mobile-call-bar__btn:active { filter: brightness(.94); }
.mobile-call-bar__btn span { white-space: nowrap; }
.mcb-icon { position: relative; width: 26px; height: 26px; display: flex; align-items: center; justify-content: center; }
.mcb-icon::before {
  content: ''; position: absolute; inset: -5px; border-radius: 50%;
  border: 2px solid rgba(10, 35, 66, .45); animation: pulse 2.1s var(--ease) infinite;
}

/* ---------- Legal pages ---------- */
.page-hero {
  position: relative; overflow: hidden;
  background: linear-gradient(118deg, #0C2A50 0%, var(--navy-900) 52%, #071B35 100%);
  padding: 76px 0 68px;
}
.page-hero::before {
  content: ''; position: absolute; inset: 0;
  background-image: radial-gradient(rgba(255, 255, 255, .05) 1px, transparent 1.6px);
  background-size: 30px 30px;
  -webkit-mask-image: radial-gradient(70% 100% at 80% 0%, #000, transparent 80%);
  mask-image: radial-gradient(70% 100% at 80% 0%, #000, transparent 80%);
}
.page-hero .container { position: relative; z-index: 1; }
.page-hero h1 { color: #fff; font-size: clamp(2.1rem, 1.4rem + 2.8vw, 3rem); letter-spacing: -.01em; margin-top: 18px; }
.page-hero__meta { display: inline-flex; align-items: center; gap: 10px; margin-top: 16px; font-size: 13.5px; font-weight: 600; color: rgba(255, 255, 255, .6); }
.page-hero__meta::before { content: ''; width: 22px; height: 1.5px; background: var(--gold); }

.legal-body { padding: 64px 0 92px; }
.legal-content { max-width: 800px; margin: 0 auto; }
.legal-content > p:first-child { font-size: 16.5px; color: var(--ink); }
.legal-content h2 {
  font-family: var(--font-body); font-size: 19px; font-weight: 800; color: var(--navy-950);
  margin: 46px 0 15px; padding-left: 16px; border-left: 3px solid var(--gold);
  line-height: 1.4; scroll-margin-top: 110px;
}
.legal-content h3 { font-family: var(--font-body); font-size: 15.5px; font-weight: 800; color: var(--ink); margin: 26px 0 10px; }
.legal-content p { font-size: 15px; line-height: 1.8; margin-bottom: 14px; }
.legal-content p strong, .legal-content li strong { color: var(--ink); font-weight: 700; }
.legal-content ul { margin: 6px 0 18px; }
.legal-content li { position: relative; padding-left: 25px; margin-bottom: 10px; font-size: 15px; line-height: 1.75; }
.legal-content li::before {
  content: ''; position: absolute; left: 5px; top: 10px;
  width: 7px; height: 7px; background: var(--gold); border-radius: 2px; transform: rotate(45deg);
}
.legal-content a { color: var(--gold-deep); font-weight: 700; border-bottom: 1.5px solid rgba(169, 133, 50, .35); }
.legal-cta {
  margin-top: 56px; background: linear-gradient(118deg, var(--navy-900), #071B35);
  border-radius: 18px; padding: 34px 36px;
  display: flex; align-items: center; justify-content: space-between; gap: 28px; flex-wrap: wrap;
}
.legal-cta h3 { color: #fff; font-size: 22px; }
.legal-cta p { color: rgba(255, 255, 255, .68); font-size: 14.5px; margin-top: 8px; }

/* ---------- Thank you ---------- */
.ty-wrap { min-height: 74vh; display: flex; align-items: center; background: linear-gradient(180deg, var(--paper), #fff); padding: 90px 0; }
.ty-card { max-width: 620px; margin: 0 auto; text-align: center; }
.ty-icon {
  width: 88px; height: 88px; margin: 0 auto 30px; border-radius: 50%;
  background: var(--gold-soft); color: var(--gold-deep);
  display: flex; align-items: center; justify-content: center;
}
.ty-card h1 { font-size: clamp(2rem, 1.4rem + 2.4vw, 2.7rem); }
.ty-card p { margin-top: 18px; font-size: 16.5px; }
.ty-actions { display: flex; justify-content: center; flex-wrap: wrap; gap: 16px; margin-top: 34px; }
.ty-note { margin-top: 26px; font-size: 13px; color: var(--muted); }

/* ---------- Reveal animations ---------- */
html.js .reveal { opacity: 0; transform: translateY(26px); transition: opacity .75s var(--ease), transform .75s var(--ease); transition-delay: var(--d, 0s); will-change: opacity, transform; }
html.js .reveal.in { opacity: 1; transform: none; }

.rise { opacity: 0; transform: translateY(24px); animation: rise .85s var(--ease) forwards; animation-delay: var(--d, 0s); }

@keyframes rise { to { opacity: 1; transform: none; } }
@keyframes kenburns { from { transform: scale(1); } to { transform: scale(1.07); } }
@keyframes marquee { to { transform: translateX(-50%); } }
@keyframes floaty { 0%, 100% { transform: translateY(0); } 50% { transform: translateY(-9px); } }
@keyframes pulse { 0% { transform: scale(.75); opacity: .9; } 75%, 100% { transform: scale(1.5); opacity: 0; } }

/* ---------- Responsive ---------- */
@media (max-width: 1120px) {
  .main-nav ul { gap: 26px; }
  .about-grid { gap: 64px; }
  .hero__inner { gap: 52px; }
}

@media (max-width: 1024px) {
  .svc-grid { grid-template-columns: 1fr 1fr; }
  .footer__grid { grid-template-columns: 1.6fr 1fr 1fr; row-gap: 44px; }
  .footer__contact { grid-column: 1 / -1; display: grid; grid-template-columns: repeat(2, 1fr); gap: 0 40px; }
}

@media (max-width: 980px) {
  .main-nav { display: none; }
  .nav-toggle { display: flex; }
  .sec-head { flex-direction: column; align-items: flex-start; gap: 20px; margin-bottom: 46px; }
  .sec-head__side { padding-bottom: 0; }
  .hero__inner { grid-template-columns: 1fr; padding: 64px 0 118px; gap: 62px; }
  .hero .lead { max-width: 620px; }
  .hero__media { max-width: 590px; }
  .hero__badge { left: 14px; bottom: -34px; }
  .steps { grid-template-columns: 1fr 1fr; gap: 48px 38px; }
  .step:nth-child(2)::after { display: none; }
  .about-grid { grid-template-columns: 1fr; gap: 70px; }
  .about-media { max-width: 560px; }
  .contact-grid { grid-template-columns: 1fr; gap: 48px; }
  .section { padding: 88px 0; }
  .topbar__hours { display: none; }
}

@media (max-width: 860px) {
  .mobile-call-bar { display: block; }
  body { padding-bottom: calc(62px + env(safe-area-inset-bottom)); }
  .footer__legal-line { padding-bottom: 16px; }
}

@media (max-width: 760px) {
  .topbar__note { display: none; }
  .topbar__inner { justify-content: center; }
  .topbar__hours { display: inline-flex; }
  .svc-grid { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr; gap: 40px; }
  .step:not(:last-child)::after { top: 29px; left: 76px; right: auto; bottom: -40px; height: calc(100% + 40px); width: 0; border-top: 0; border-left: 2px dashed #D3DDEA; }
  .step:nth-child(2)::after { display: block; }
  .form-grid { grid-template-columns: 1fr; }
  .form-card { padding: 28px 22px; }
  .cta__inner { padding: 78px 0; }
  .hero__pin { right: 14px; }
  .hero__media::before { inset: 14px -10px -14px 14px; }
  .about-media::before { inset: 18px -12px -18px 18px; }
  .about-thumb { width: 160px; left: 14px; bottom: -30px; }
}

@media (max-width: 620px) {
  .section { padding: 72px 0; }
  .container { padding: 0 18px; }
  .hero__inner { padding: 52px 0 108px; }
  .hero__actions .btn, .cta__actions .btn { width: 100%; }
  .hero__badge { max-width: calc(100% - 20px); padding: 13px 16px; }
  .about-values ul { grid-template-columns: 1fr; }
  .header-call { display: none; }
  .topbar__sep, .topbar__links .topbar__email { display: none; }
  .topbar__links { gap: 16px; }
  .footer__grid { grid-template-columns: 1fr; gap: 40px; padding: 62px 0 46px; }
  .footer__contact { grid-template-columns: 1fr; }
  .footer__bottom-row { justify-content: center; text-align: center; }
  .faq-q { font-size: 15.5px; padding: 17px 18px; }
  .faq-a__inner p { padding: 0 18px 20px; }
  .legal-cta { padding: 28px 24px; }
  .mobile-nav { padding: 88px 30px 40px; }
}

/* ---------- Reduced motion ---------- */
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after {
    animation-duration: .01ms !important; animation-iteration-count: 1 !important;
    transition-duration: .01ms !important; transition-delay: 0s !important;
  }
  html.js .reveal, .rise { opacity: 1 !important; transform: none !important; }
  .marquee__track { animation: none; }
}
